credit card benefits
Five hidden Merchant Category Codes (MCCs) can add measurable cash back beyond advertised rates. By recognizing these codes and matching them to the right card, you capture extra rewards that flat-rate cards mask. What The Standard Credit Card Comparison Gets Dangerously Wrong Key Takeaways * Flat-rate percentages hide MCC-based reward tiers.
credit cards
Travel points are not just cash back in disguise; they typically provide a 1.2-1.5× multiplier when redeemed for flights, making them objectively more valuable than a flat-rate cash-back percentage. Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial
credit card benefits
We charged a $25,000 catering invoice to a 1.5% cash back card and earned $375 in rewards. In my role as a credit-card strategist I wanted to see whether the promised flat-rate cash back holds up when the purchase size jumps from coffee runs to five-figure vendor bills.