cash‑back seasonality

I’m an editor with 5 cash-back credit cards, and these are my favorites — Photo by Kampus Production on Pexels

How One Student Cash‑Backed $120 With 5 Credit Cards

I earned $120 cash back in my first year by rotating five credit cards across seasonal categories. In my experience, the key was matching each card’s 5% bonus to the period when my spending peaked, then swapping cards quarterly to keep the highest return active. Credit Cards: The Five-Card